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The Maharashtra government introduced the Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) to provide free access to quality medical care for all ration cardholders in the state. This healthcare scheme primarily aims to offer free medical services to the underprivileged and vulnerable sections of society. This article explores the eligibility criteria, coverage, and benefits of the MJPJAY scheme.
MJPJAY was launched by the Maharashtra state government with the objective of providing free and quality medical care to low-income families. The scheme covers free medical care, particularly specialized services that require hospitalization for consultations, surgeries, and therapies through a network of identified healthcare providers. Initially known as Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY), it offers coverage for all medical expenses during hospitalization, with a sum insured amount of Rs.1,50,000 per family per year. This coverage can be availed by an individual or the entire family through cashless hospitalization.
MJPJAY provides coverage for approximately 971 therapies, surgeries, and procedures, along with 121 follow-up packages in 30 specialized categories. These categories encompass various medical fields, such as orthopedic surgery, general surgery, ENT surgery, gynecology and obstetrics surgery, cardiac and cardiothoracic surgery, ophthalmology surgery, pediatric surgery, radiation surgery, plastic surgery, and more. Some procedures are specifically reserved for government empaneled hospitals or government medical colleges. The scheme covers post-hospitalization expenses, including consultation and medicines, for up to 10 days from the date of discharge.
While MJPJAY provides comprehensive medical coverage, certain planned procedures, such as vaginal or abdominal hysterectomy, hernia repair, cholecystectomy, appendectomy, and discectomy, are performed only at government empaneled hospitals or government medical colleges.
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Key features of MJPJAY include: The state government of Maharashtra bears the health insurance coverage and premium charges. A sum insured amount of Rs.1,50,000 per family per year. Flexibility to utilize the scheme on an individual or family floater basis. Comprehensive coverage for surgeries, diagnostics, medications, follow-up consultations, and treatment. All pre-existing diseases are covered from day one. In addition to government empaneled hospitals, several private hospitals are included. Access to health camps conducted at government empaneled hospitals.
Atma Malik Hospital is MJPJAY Empanelled Hosptial. Call on our helplines to know more - 1800 30 95 040 +91-9090919196